Lender | Options
The lender you use is just as important as the real estate agent, and it's vital that your lender and your agent work together as a team. The number one reason why a buyer loses his or her earnest money is that the lender is unable to perform as promised. This happens more frequently than one might think.
Our take? Don't be afraid to ask questions and choose your lender carefully. You have the right to compare good faith estimates, but rates and origination fees are not always the most important factors when shopping for your loan. What good is the best rate if the lender can't get the loan done? In-house underwriting, a knowledge of all the loan programs available, and quick turnaround times can strengthen your position during the negotiation. You should be able to expect the lender you select to pick up the phone and communicate with you when needed.
Here are lenders we have worked with and do not hesitate to recommend.
Our take? Don't be afraid to ask questions and choose your lender carefully. You have the right to compare good faith estimates, but rates and origination fees are not always the most important factors when shopping for your loan. What good is the best rate if the lender can't get the loan done? In-house underwriting, a knowledge of all the loan programs available, and quick turnaround times can strengthen your position during the negotiation. You should be able to expect the lender you select to pick up the phone and communicate with you when needed.
Here are lenders we have worked with and do not hesitate to recommend.
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Loans and Refinances for Existing Homes
Ryan Harding | Security Home Mortgage 801.380.4226 ryan@workharding.com www.workharding.com Chantal Tom | Caliber Home Loans 801.362.0400 chantal.tom@caliberhomeloans.com www.CaliberHomeLoans.com Steve Lundwall | First Colony Mortgage 801.910.1702 stevel@firstcolonymortgage.com www.firstcolonymortgage.com/steve James Sly | Rocky Mountain Mortgage 801.356.1200 james@utahmortgage.com www.utahmortgage.com Rod Morley | Axiom Home Loans 801.434.7337 rod@axiomhl.com www.axiomhl.com |
Loans for New Construction
Brandon Bartholomew | Mountain American Credit Union 801.554.7732 bbartholomew@macu.com www.macu.com/brandon Mike Christensen | Utah Community Credit Union 801.362.4394 mike@uccu.com |
